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You’ve Been in a Motor Vehicle Accident—Now What?
Posted on 08/02/2013 by AKilgore | 0 Comments
You’re on your way to a jobsite when an impatient driver runs a red light, smashing into the right side of your vehicle. As the reality sets in that you’ve been involved in an accident, you think to yourself, “now what?” Knowing what to do in the aftermath of a collision will not only help save lives and reduce injuries, it will help ease the stress of an already nerve-racking situation. Here are a few steps to take into consideration after an accident:
1. Check for Injuries—First thing, check to make sure you aren’t injured. If you aren’t injured, find out if any of the other passengers are injured. If anyone is in need of emergency assistance, call 911. It’s also important to get to a safe place, either on the side of the road or on a side walk. To ensure the safety of motorists passing by, turn on your hazard lights or set road flares to warn the other vehicles to slow down.
2. Exchange Information—In addition to exchanging insurance information, make sure you also get the drivers name, address and phone number as well as the vehicles make, model and license number.
3. File a Report—Whether the accident is minor or major, always call the police. It’s important to have a law enforcement officer make an official report. To protect yourself, be sure to ask for a copy of the report and the report number.
4. Take Pictures—Document the accident as thoroughly as possible by taking photos of the vehicles involved, the damage and license plates. Having this kind of documentation may come in handy later with your claim.
5. Contact Your Insurance Provider—It’s crucial that you call your auto insurance agent as soon as possible to report your accident and any damages. Reporting the accident in a timely fashion can help move the claims process along more smoothly, putting you back on the road faster.